Individuals & couples
Coverage between jobs, before Medicare, or when an employer plan isn't a fit.
Health Insurance
Health insurance, without the runaround.
If you buy your own coverage, the paperwork can feel designed to confuse. Andrés Del Castillo helps residents of Pasco, Hillsborough & Pinellas Counties understand how plans differ before they choose one.
Who this is for
Coverage you buy yourself.
Families
One plan that has to work for different doctors, ages and prescriptions.
Self-employed & small business owners
Coverage you buy yourself, with an eye on both premiums and out-of-pocket costs.
Early retirees
Bridging the gap between leaving work and becoming Medicare eligible.
What to compare
Five things worth checking on any plan.
- The doctors and hospitals you want to keep
- Prescriptions you take regularly
- Your monthly premium comfort range
- Deductible and out-of-pocket maximum
- Whether you travel or split time between states
Benefits, premiums, networks and eligibility are set by each carrier and by the Health Insurance Marketplace, and are governed by the official plan documents.
Enrollment dates
Health Insurance Open Enrollment begins in 21 days.
Planning ahead can make the process easier.
For Plan Year 2027 in Florida, Open Enrollment runs November 1 through December 15. Dates are reviewed each year.
Talk to AndrésTalk to Andrés about health insurance.
Prefer to pick a time? Schedule an appointment. There is no cost to speak with a licensed agent and no obligation to enroll.